Aaron Strutt

“Virtually all lenders require mortgages over 75% loan to value (LTV) to be on a repayment-only basis - that's why the Post Office rates would be so different," he added.”

“Virtually all lenders require mortgages over 75% loan to value (LTV) to be on a repayment-only basis - that's why the Post Office rates would be so different,”

“In 2007, the majority of lenders still offered 95% loan-to-value mortgages and about 15 lenders had 100% loan-to-value rates.”

“In 2007, the majority of lenders still offered 95% loan-to-value mortgages and about 15 lenders had 100% loan-to-value rates. Abbey pulled the last 100% mortgage offered by mainstream lenders on 9 Ap…”

“There are now just a couple of 95% loan-to-value mortgages available, although we are now seeing a return in 90% mortgage lending.”

“Some mortgage rates may be cheaper now than they were in 2007, he says, but they are not as readily available.”