Sarah Coles

“Save £100 a month into an account paying 5 per cent interest and within four years you could have a pot worth over £5,000.”

“You can save up to £20,000 a year in an ISA and any growth is free from tax.”

“Coles said someone paying in £200 a month from age 20 to age 70 could result in a pension pot worth around £740,000. Delaying starting by ten years would cut that total to under £400,000.”

“Auto‑enrolment means if you are over 22 and earning more than £10,000 a year, you’ll automatically be set up on your workplace pension scheme and money will go from your wages into your retirement sa…”

“Don’t assume that the auto‑enrolment minimum pension contribution of 8 per cent of your salary – 5 per cent from you and 3 per cent from your employer – is enough.”

“This tax year is the last chance for under 65s to pay in up to £20,000 before their allowance is cut to £12,000 from April 6 2027”

“The dash for Cash ISAs in May, on the back of a £12 billion boost in April, lays bare the unintended consequences of cutting the Cash ISA allowance.”

“This tax year is the last chance for under 65s to pay in up to £20,000 before their allowance is cut to £12,000 from April 6 2027.”

“Cash plays a vital role in everyone’s lives, and anyone of working age typically needs enough to cover three to six months’ worth of essential spending in an easy access account – plus money for any …”